i just got a call from the government loan agency saying that i owe outstanding balances and that im going to be taken to court and to jail if i dont pay up and then i called them back frantic bc i dont want to go to jail + my grace period of 6 months after my education is finished isnt done yet and they were like you better give us your attorney’s number otherwise we’ll repo your house and then i was like …..?
i dont even live in a house and it was just the fishiest thing and they were like “do you know how much you owe us” and i lied and i told them $10000 (i owe almost $20k but i have a payment plan so they shouldve been able to check it if they were legit) and the guy was like “YES OUR RECORDS INDICATE YOU OWE US $10000″ and i knew it was a damn scam so i told them to send me a letter to my “house” explaining everything and they were like “tell us your address and we will” and i started laughing and told them they should have my address if they were the government agency and THEN here’s where it gets good….
he had the AUDACITY to tell me to wire $500 to him so this “case could be resolved and deleted”
he expected me to believe that me paying $500 was enough to completely ignore the $10k i owed him so i hung up
I used to work in a bankruptcy law firm and my job was to deal with all creditor issues for the clients. It was not uncommon for people to call crying saying they were going to be arrested for their debts. However, in the US it’s not illegal to be in debt. It’s a civil thing not a criminal thing (unless you intentionally accumulate debt by buying things and then declare bankruptcy repeatedly). So all calls like this are scare tactic scams.